PENSIONS

 

Retirement is the longest holiday of your life, and with rising life expectancy it is becoming more important to plan it right. By exploring retirement management solutions, we’ll eliminate the uncertainties you may have about your retirement, and instead, let you focus on everything you’ve always wanted to do.

INHERITANCE TAX PLANNING

 

Inheritance tax (IHT) may be due if the value of the deceased’s estate is above the IHT threshold. IHT has traditionally been seen as a tax only for the wealthy, but with the high value of houses more and more people are finding themselves caught in the IHT trap.

EQUITY RELEASE

Equity release is available to the over 55-age group and is a way of releasing cash from your home without having to move, either by taking out a type of loan secured against your home or by selling all or part of your home to a home reversion company.

 

PERSONAL FINANCIAL PLANNING

PROTECTION

 

Financial security means safeguarding your wealth against the unforeseeable and protecting you and your family in a worst-case situation. Do you have the appropriate cover in place to protect yourself and your loved ones?

MORTGAGES

 

Mortgages are usually the biggest financial commitment you will take on, so getting advice really helps. There are many different types of mortgage available, and the choice can seem bewildering without professional help.

INVESTMENTS & 
WEALTH MANAGEMENT

Financial growth and independence is founded upon intelligent saving and investment strategies. Proper saving and investment techniques will plant a stable financial footing from which you can expand your financial opportunities and reach new goals.