BUSINESS FINANCIAL PLANNING
There will be situations in which a company has surplus funds that it doesn’t want to distribute and which can’t be reinvested in the business. In such situations the company could consider investing those surplus funds in a way that would generate a better return (net of tax and expenses) than that achievable on ‘simple’ bank deposits.
GROUP LIFE AND CRITICAL ILLNESS
As an employer, you don't need us to tell you that your employees are your most valuable assets. Because of that, offering them financial protection from a range of critical illnesses makes good business sense. This money could take some of the added pressures off your employee, so they can focus on getting well.
If a partner or shareholder dies or is diagnosed with a critical illness, the proceeds help the remaining owners buy the affected individual’s share of the business. Without protection, the surviving owners could lose control of the business, impacting on-going success.